If you want to stay with AIB you have few options to decrease quarterly fees.
Pay for all transactions with Credit Card and then at the end of month pay everything back.
Withdraw some amount of money on pay day, keep your Laser Card at home and pay for everything with cash.
If you have to pay for something with Laser you can do as well cash-back. It will be charged as one transaction.
When your account will be "full of money" and you will keep balance every day of 2500€ you qualify for :
1.Free ATM withdrawals
2.Free direct debit transactions
3.Free automated credits (e.g. salary)
4.Free AIB Phone & Internet Banking transactions
5.Free AIB Debit Card transactions
6.Free standing order transactions
7.Free cheques
8.Free mobile top up transactions
9.Free lodgementsFree withdrawals
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